Air Conditioning Financing
In today’s Economy we understand how stressful it is when your air conditioning system dies in the middle of summer, and you simply don’t have the money to replace it. Need not worry; there are a number of financing options available for you. Even with less than perfect credit you could qualify for one of the following payment plans:
Special rate of 0% APR with payment in full in 12, 24, 36, 48 or 60 months *The Special Rate APR will apply to the purchase until the purchase is paid in full.
No interest option with regular payments for terms of 6, 9, 12, 15, 18 months *The interest accumulates during the promotional period. Interest is added into the customer account balance if the account is not paid in full during the promotional period. If the customer pays the balance in full before the promotional period expires, they don’t pay interest.
Regular term financing at an interest rate of up to 27.99%
It sure can make things a lot easier on the wallet when you can spread the payments out over 3 years. Say an average air conditioning system starts at about $5000.00; your payment would only be around $34.00/week or $138.00/ month. That’s certainly a lot easier to come up with than five thousand dollars all at once.
If financing is not an option for you, but you have some equity built up in your home, you may also want to consider a home equity loan/line of credit. The rates on these type of loans are always some of the lowest offered. Current rates are between % and %.
We appreciate the repeat business; however, it is just foolish to keep dumping money into that old, inefficient, a/c unit. If you experience a major* a/c failure after 7-10 years of service, you really should consider replacement. *a major failure would consist of: compressor failure, evaporator or condensing coil refrigerant leak or even a faulty fan or blower motor Not only will you not have to keep spending money on a lost cause, you will also benefit from lower utility bills with a new, more efficient, air conditioning system. Most reputable air conditioning company’s offer some sort of financing, please be sure to read over all financial documents before signing. In the event that you pressured into signing a financial document that you want to rescind, you have the right to cancel that agreement within 72 hours of signing, in the state of Florida. (Right of Rescission laws vary from state to state).